Mortgage made easy.

The most popular category of mortgage loans, conventional loans offer fixed interest rates and greater flexibility in terms. These loans are not insured by the government and are usually established with larger down payments than some of the other mortgage loan alternatives.

联邦住房管理局 and VA loans are insured by the Federal Housing Administration and the U.S. Department of Veterans Affairs. The 联邦住房管理局 and VA will back qualified lenders in case of mortgage default, but do not lend money. 联邦住房管理局 and VA loans allow borrowers to spend a higher percentage of their monthly income on debt than conventional loans.

Jumbo Mortgages, or non-conforming mortgages, exceed the guideline limits established by Fannie Mae and Freddie Mac. These loans offer borrowers who have low debt-to-income ratios and high credit scores an option to purchase an expensive luxury 首页。.

A refinanced mortgage pays off and replaces your old mortgage and allows you to pay the remaining balance based on a new agreement. Refinancing can provide a number of benefits, such as lower monthly payments, a lower interest rate, the ability to get cash out of your 首页。’s equity, and a shorter loan term.